How to make it happen
Set the money aside on payday, with an automatic transfer to another account. Whatever’s left afterwards is what you can spend.
Savings goal calculator
A trip, a house deposit, a car. Tell us how much you need and when, and we’ll work out what to set aside.
Budget Pop
If the number is too high
You have three levers: take longer, lower the goal or cut another expense. Change the months in the calculator until you get a figure you can hit every month.
Frequently asked questions
Does it include interest?
No, and for goals under three years that’s the cautious choice. For longer timelines, try the compound interest calculator.
Where should I keep this money?
If you’ll need it soon, in an account separate from your everyday one, so it doesn’t get mixed up with your spending.
Related articles
The 50/30/20 rule: what it is and how to use it
How the 50/30/20 budget rule works, what goes in each part, examples on $3,000 a month and what to do if the numbers don’t work where you live.
How to make a monthly budget in 6 steps
Work out what comes in, separate your fixed costs, split the rest by category and review it at the end of the month. With a worked example on $3,000 a month.
More tools
Monthly budget planner
Split your income across categories and see what’s left. Ready to print.
50/30/20 budget calculator
Work out how much of your paycheck goes to needs, wants and savings.
Recurring expenses calculator
Add up rent, bills and subscriptions to see what they cost each month and year.
Emergency fund calculator
Work out how big your safety net should be and how long it’ll take to build.
Living off your investments calculator
When could you live off your investments, and how much capital do you need?
Compound interest calculator
See how much your money grows when you invest it for years.
Start your budget today
Download Budget Pop for free and log your first expense in a minute.
